A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$benchmark is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$hooks is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$config is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$log is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$utf8 is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$uri is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$exceptions is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$router is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$output is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$security is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$input is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$lang is deprecated

Filename: core/Controller.php

Line Number: 83

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$template is deprecated

Filename: core/Loader.php

Line Number: 1284

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Fungsi::$_client is deprecated

Filename: libraries/Fungsi.php

Line Number: 19

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Fungsi.php
Line: 19
Function: _error_handler

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$fungsi is deprecated

Filename: core/Loader.php

Line Number: 1284

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Settings::$_client is deprecated

Filename: libraries/Settings.php

Line Number: 16

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Settings.php
Line: 16
Function: _error_handler

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$settings is deprecated

Filename: core/Loader.php

Line Number: 1284

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$agent is deprecated

Filename: core/Loader.php

Line Number: 1284

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 10
Function: __construct

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News_m::$_client is deprecated

Filename: models/News_m.php

Line Number: 22

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/models/News_m.php
Line: 22
Function: _error_handler

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 11
Function: model

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$news_m is deprecated

Filename: core/Loader.php

Line Number: 359

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 11
Function: model

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: http_build_query(): Passing null to parameter #2 ($numeric_prefix) of type string is deprecated

Filename: src/Client.php

Line Number: 412

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 412
Function: http_build_query

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 318
Function: applyOptions

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 162
Function: transfer

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 181
Function: requestAsync

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Settings.php
Line: 24
Function: request

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 12
Function: dataDaerah

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property News::$data is deprecated

Filename: controllers/News.php

Line Number: 12

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 12
Function: _error_handler

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: http_build_query(): Passing null to parameter #2 ($numeric_prefix) of type string is deprecated

Filename: src/Client.php

Line Number: 412

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 412
Function: http_build_query

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 318
Function: applyOptions

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 162
Function: transfer

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 181
Function: requestAsync

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/models/News_m.php
Line: 126
Function: request

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 84
Function: getDetail

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: http_build_query(): Passing null to parameter #2 ($numeric_prefix) of type string is deprecated

Filename: src/Client.php

Line Number: 412

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 412
Function: http_build_query

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 318
Function: applyOptions

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 162
Function: transfer

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 181
Function: requestAsync

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/models/News_m.php
Line: 73
Function: request

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 85
Function: getHeadline

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: http_build_query(): Passing null to parameter #2 ($numeric_prefix) of type string is deprecated

Filename: src/Client.php

Line Number: 412

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 412
Function: http_build_query

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 318
Function: applyOptions

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 162
Function: transfer

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 181
Function: requestAsync

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/models/News_m.php
Line: 46
Function: request

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 86
Function: getFokus

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: http_build_query(): Passing null to parameter #2 ($numeric_prefix) of type string is deprecated

Filename: src/Client.php

Line Number: 412

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 412
Function: http_build_query

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 318
Function: applyOptions

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 162
Function: transfer

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 181
Function: requestAsync

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/models/News_m.php
Line: 99
Function: request

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 87
Function: getSameCategory

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: http_build_query(): Passing null to parameter #2 ($numeric_prefix) of type string is deprecated

Filename: src/Client.php

Line Number: 412

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 412
Function: http_build_query

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 318
Function: applyOptions

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 162
Function: transfer

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 181
Function: requestAsync

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/models/News_m.php
Line: 113
Function: request

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 88
Function: getCategoryData

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: http_build_query(): Passing null to parameter #2 ($numeric_prefix) of type string is deprecated

Filename: src/Client.php

Line Number: 412

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 412
Function: http_build_query

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 318
Function: applyOptions

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 162
Function: transfer

File: /www/wwwroot/daerah3.jatimtimes.my.id/vendor/guzzlehttp/guzzle/src/Client.php
Line: 181
Function: requestAsync

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Fungsi.php
Line: 91
Function: request

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 89
Function: getProfile

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Template::$CI is deprecated

Filename: libraries/Template.php

Line Number: 17

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 17
Function: _error_handler

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$load is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$benchmark is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$hooks is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$config is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$log is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$utf8 is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$uri is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$exceptions is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$router is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$output is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$security is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$input is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$lang is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/controllers/News.php
Line: 90
Function: load

File: /www/wwwroot/daerah3.jatimtimes.my.id/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$template is deprecated

Filename: core/Loader.php

Line Number: 932

Backtrace:

File: /www/wwwroot/daerah3.jatimtimes.my.id/application/libraries/Template.php
Line: 18
Function: view

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Poling Pilkada 2024 Agama Ekonomi Gaya Hukum dan Kriminalitas Kesehatan Kuliner Olahraga Opini Otomotif Pemerintahan Pendidikan Peristiwa Politik Profil Ruang Mahasiswa Ruang Sastra Selebriti Tekno Transportasi Wisata
Poling Pilkada 2024
Peristiwa

Nekat Gagal Bayar Pinjol? Ini Risiko Besar Mengintai 

Penulis : Binti Nikmatur - Editor : A Yahya

19 - Apr - 2026, 18:27

Placeholder
Ilustrasi pinjol. (Foto: Shutterstock)

JATIMTIMES - Fenomena gagal bayar pinjaman online (pinjol) alias galbay masih marak terjadi. Di tengah kemudahan akses layanan pinjaman digital, banyak masyarakat justru terjebak utang karena kurang memperhitungkan kemampuan finansial sebelum meminjam.

Padahal, risiko yang ditanggung tak main-main. Mulai dari denda yang terus membengkak, tekanan psikologis, hingga potensi masalah hukum bisa mengintai debitur yang sengaja tak membayar kewajibannya.

Baca Juga : Link Latihan TKA SD 2026 Resmi, Cara Akses Simulasi Soal Matematika dan Bahasa Indonesia

Ketua ICT Watch Indriyatno Banyumurti menjelaskan bahwa tren galbay yang ramai di media sosial perlu disikapi dengan bijak. Ia mengingatkan, konten yang mendorong gagal bayar justru berbahaya jika ditelan mentah-mentah.

"Kenapa sih ada promosi gagal bayar (galbay)? Perlu disampaikan juga konten-konten untuk meng-counter konten tersebut. Bahwa kalau memang berniat gagal bayar, sampai diniatkan seperti itu, ini ada risiko hukumnya lho," ungkap Indrayatno, dikutip podcast FintechVerse 360kredi, Minggu (19/4/2026).

Indriyatno menjelaskan, salah satu risiko paling nyata dari galbay adalah denda yang terus bertambah seiring waktu. Jika tidak segera diselesaikan, jumlah utang bisa jauh lebih besar dari pinjaman awal.

Selain itu, tekanan mental juga kerap dialami peminjam. Tagihan yang menumpuk dan penagihan yang intens bisa memicu stres hingga mengganggu kehidupan sehari-hari.

Tak hanya itu, potensi masalah hukum juga terbuka, terutama jika terdapat unsur kesengajaan untuk tidak membayar kewajiban. "Jadi jangan anggap enteng bahwa sekedar melepaskan tanggung jawab, menghindari bayar ke fintech lending (pindar) kemudian hidup tenang," kata Indriyatno.

Dampak lain yang sering tak disadari adalah turunnya skor kredit di Sistem Layanan Informasi Keuangan (SLIK) OJK. Catatan buruk ini bisa menyulitkan seseorang saat mengajukan kredit di masa depan.

Mulai dari kredit kendaraan, KPR, hingga pengajuan pembiayaan lain berpotensi ditolak jika riwayat kredit dinilai bermasalah.

Baca Juga : Pemetaan Risiko Kebakaran Saat Kemarau, Pemkot Malang Pantau TPA Supit Urang dan Permukiman

Direktur Komersial IdScore Wahyu Trenggono menekankan pentingnya menjaga rekam jejak kredit. "Credit scoring harus kita jaga, karena dampaknya sangat luas. Nanti tak bisa dapat kerja, susah cari kerja, cari jodoh juga susah kalau nilai jelek," ujarnya.

Di sisi lain, industri pinjaman online terus berkembang. Saat ini tercatat ada 95 perusahaan pinjol legal yang berizin OJK.

Data OJK menunjukkan outstanding pembiayaan pinjaman daring per Februari 2026 mencapai Rp100,69 triliun, tumbuh 25,75% secara tahunan (yoy).

Namun, peningkatan ini juga diiringi naiknya risiko kredit macet. Tingkat wanprestasi di atas 90 hari (TWP90) tercatat naik menjadi 4,54%, dari sebelumnya sekitar 2%.

Melihat berbagai risiko tersebut, masyarakat diimbau lebih bijak sebelum mengambil pinjaman, terutama dari layanan pinjol. Pastikan perhitungan kemampuan bayar dilakukan sejak awal agar tidak terjebak dalam lingkaran utang.

Topik

Peristiwa indriyantno banyumurti gagal bayar pinjol galbay

JatimTimes Media Terverifikasi Dewan Pers

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Penulis

Binti Nikmatur

Editor

A Yahya

Peristiwa

Artikel terkait di Peristiwa

Topik Khusus

Wahyu Hidayat #PENDIDIKAN #MALANG #PILKADA MALANG #JAWA TIMUR #PILKADA

Headline Berita

Wajib Kamu Baca

Nekat Gagal Bayar Pinjol? Ini Risiko Besar Mengintai  - Mojokerto Times
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